Contact Information

Phone: (813) 926-9909
Fax: (813) 926-9166
Toll Free: (877) 294-1936
E-mail: FJCarreno@


19703 Spring Willow Ct.
P.O. Box 174
Odessa, FL 33556-0174

Florida Department of Financial Services Since 1989

GTCC Proud Member

Welcome to The Retirement Advantage!

The Retirement Advantage is a retirement & estate planning services company that works with individuals who take seriously to their retirement planning, and whose primary focus is to build, protect, & preserve assets. Protection of nest egg dollars and preservation of standard of living is primordial.

The implementation of tax free income planning is of great importance in the overall planning and case assessment, while careful implementation of all retirement plans result in the participation of only market gains, never recoveries.

"Find out how you can earn competitive rates of return with zero speculation and without risking your principal or gains, Never, Ever Again." Stop the bleeding and Start sleeping well again. Discover what our clients alreay know.

Protecting Your Profits, That Is What We Do! TM

Want to learn more about how to maximize your Social Security benefits?

With the yearly increases of 6% - 8% paid for deferral, this could be your best yielding retirement asset. Learn more about how you can beat the odds and maximize your income.

Access Our Educational Website To Learn More